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Your Questions About How To Find A New Car

Charles asks…

What car should i get a 2007 Pontiac g5 or a 2003 Subaru Impreza wrx?

I am a 19 year old and I am a bit picky on cars because car insurance is high for me. I just want someone that has some experenice with those cars. Suggestion for other cars are fine too, only sport cars or coupes.

New Niche Finder answers:

I’m really surprised to see this question. The wrx is a terrific car. I used to own one for four years and single thing didn’t go wrong with it. The insurance was fairly inexpensive on the vehicle as well. The 2002 and 2003 models are considered compact sedans by insurance. The 2004+ models are considered sport sedans, so they have slightly higher insurance.

If you’re comparing their performance, I can’t think of one thing that the Pontiac does better. It MIGHT get better gas mileage.

Lisa asks…

What does it mean to have a “car allowance” as a perk working at a car dealership?

I have worked at a car dealership before but this was never a perk. I applied for a sales consultant position and one of the perks was a car allowance. This isn’t the same as a “company car” perk is it?

New Niche Finder answers:

The drawback to car allowances are you have to pay your own insurance, pay income tax on the allowance, and you do not have the opportunity to personally use all of the models you sell and it takes longer to get the features down than if you are driving them daily. Sometimes the allowance is tied to unit production. Unfortunately, most dealerships have done away with demo plans. Our dealership still has one and I pay $125 a month to drive a $59,000 Cadillac. I have had a demo since 1979 and will not work for a dealership that does not have them. Good luck in your ventures.

Betty asks…

What car would be dependable and safe for me?

I’m looking for a used car maybe a 2005-2006, and I like little cars but not expensive?
this is kinda my first time buying/ finding a car for myself. i had a 92′ Honda accord. I go to the dealerships tomorrow with my dad by my side and the decisions are on me.

New Niche Finder answers:

Dependable: Toyota Corolla, Honda Civic,
Little: Mini Cooper, Volkswagen Beetle, Toyota Yaris, Honda Fit,
Not Expensive: Yaris, Fit, Civic
Safe: All above cars have standard airbags, and standard ABS, but you must be aware that no matter how safe they may be, it is not guaranteed in a collision with say a Hummer or a big Benz, you just can’t deny the laws of physics. Good luck on your new car!

Nancy asks…

Will car insurance offer a jump start to my car?

My car doesn’t ignite and I’m guessing the battery is out. Will my car insurance company be able to come over and jump start my car? I use Farmer’s btw. Otherwise what’s the best solution?

New Niche Finder answers:

Only if you have tow service included with your auto insurance package. Some companies include it by default (though they charge extra for it), but I’m sure with Farmers and other big companies you’ll have to opt in to that service. You can check with your insurance company, and they’ll be able to tell you right away whether you have it or not.

Also, don’t start a tow package just for this situation unless you’re ok with leaving your car sitting for a few days, at least. Especially with auto insurance tow packages, there’s a delay time between when you set it up and when you can actually file a claim. AAA may be like this as well, but it’s worth checking into because it has other benefits.

The best, and cheapest, solution would be to have somebody jump you — a friend or relative, ideally.

You can also call a tow company, but it’ll be cheaper for you to go out and buy a new battery. You could also go to a car-parts store, or a store like Walmart and purchase a battery charger / jumper — they charge your battery but also help to boost the juice enough to start your vehicle. This option could also be cheaper than hiring a tow truck. However, if this is your only vehicle… Your options are likely limited to what I’ve listed here.

Usually, tow packages added onto your auto insurance are relatively cheap — $5 per month or there about. Unless you have something else, like a AAA membership, it might be worth considering because it can save you a lot of money in situations like this.

Ruth asks…

How much would a car dealer buy my new car after 3 yrs service?

My budget is £8000 and I want to buy a brand new car. I would like to know whether I can re-sell the car to the car dealer after 3 years and how much would this or another dealer buy it for approximately after 3 yrs service? Apart from insurance + car, what else should I pay for? Thanks.

New Niche Finder answers:

Buying a brand new car is an expensive business: You have the same running costs as a good used car (possibly a few hundred quid less overall taking into account MOT costs & free servicing offers on some new cars), but you’re going to take a big hit in depreciation, and if you’re borrowing money to finance your new car, that’ll cost you too.
Selling to a dealer unless you plan to part ex for another new car will mean the dealer offers you a very poor price: You’ll get a better deal selling privately & re negotiating a deal on another car.
Your used car will be worth around £3,000 – £4,000 at three years old (although depreciation varies hugely between different makes & models). A dealer may offer or guarantee you a higher part ex price, but this will be dependent on you buying another new car from them.
You could therefore buy the same car at three years old yourself, and afford to throw it away after three years: Any resale value at six years old will mean you’re in profit.

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